Behavioral Health Insurance Program
Specialized Insurance for Applied Behavioral Analysis (ABA) providers.
You face unique challenges as an Applied Behavioral Analysis (ABA) provider. The Liberty Company’s Behavioral Health Practice understands these challenges, helping to protect your business.
We have an EXCLUSIVE insurance program designed specifically with the needs of ABA agencies in mind.
Behavioral Health Insurance Program
Our exclusive program was created for ABA businesses treating neurodivergent children and adults. Get protected against the unique risks your business faces.
Main Coverage Components
General & Professional Liability
Liability insurance protects against claims of injury/damage by your operations and financial harm from a professional service.
Workers' Compensation
Provides financial and medical benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages while protecting employers from potential lawsuits related to workplace injuries.
Abuse
This critical coverage responds to allegations of sexual/physical abuse and molestation and provides for defense costs and indemnification.
Auto Liability (Hired & Non-Owned)
Auto Insurance provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work.
Additional Coverages & Services
- Property Insurance
- Cyber Insurance
- Employment Practices Liability (EPLI)
- Medical Insurance
- Dental, Vision and Life Insurance
- Retirement Services
How Much Coverage Does Your ABA Agency Need?
At Liberty, our team of experts can help you find the right coverage at the right price for your business.
Coverage Highlights
Our program has been helping ABA agencies like yours manage risk for over a decade. In addition, we also provide a number of valuable services with our program to help ensure your success.
Main Coverage
- Professional Liability ($1M-3M)
- General Liability ($1M-3M)
- Abuse and Molestation ($1M-3M)
- Hired & Non-Owned Auto (Up to $1M)
- Disciplinary Proceedings (Up to $100K)
- Umbrella ($1M+)
Value-Added Services
- Occurrence-Based Policy
- Innocent Party Defense for Abuse
- Automatic Additional Insured Status
- Blanket Waiver of Subrogation
- Automatic Coverage for Employees
- HR Support Tools
- Risk Management & Loss Control
Subject to change based on policy terms, conditions, and underwriting limitations.
We offer flexible payment options for ABA agencies of all shapes and sizes!
Are you ready to protect your agency against risk? Our seasoned insurance professionals are ready to help.
Property Coverage Enchancements & Limits
Below are the property coverage enhancements available with our plan, and their relevant limits. As with our professional liability coverage, please note coverage and limits are subject to change based on policy terms, conditions, and underwriting limitations.
Computer and Funds Transfer Fraud
Employee Theft Incl. ERISA Compliance
Tenant Glass
Forgery and Alteration
Sewer Backup
Business Income
Property of Home Care Provider
Identity Theft Expenses
Executive Officer Replacement Expenses
When choosing an insurance provider, it’s important to pick a broker and risk management professional who understands the unique needs of your business.
The Liberty Company understands the specific needs of ABA business owners. Our team has years of experience and has crafted insurance and risk management solutions to address specific areas of concern for your business.
Our programs are backed by “A” rated insurance carriers and have been designed specifically with your business in mind.
Because of the high ethical and operational standards imposed on BHCOE accredited providers, you are considered a superior risk to others in the ABA field and may qualify for additional coverage or credits with our ABA insurance program.
We want to become your risk management department. Our services go beyond placing insurance protection. We engage and consult with our clients on how best to protect their businesses.
ABA Articles & Resources
ABA Risk Assessment
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