COVID-19 Update: Thank you for your patience during this unprecedented time. Our team is working hard to address your questions and concerns. Please feel free to download our PDF 'Workers' Comp in the Face of COVID-19' or visit the Coronavirus Resource Center on The Liberty Company website.

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How COVID-19 Changed Family Caregiving

COVID-19 has changed the landscape of family caregiving. Taking away needed resources, changing schedules, and more. Find out how families have adjusted to Telehealth and family caregiving during a pandemic.

The Impact of COVID-19 On an ABA Agency’s Insurance Portfolio

In May, we discussed the impact COVID-19 is expected to have on various aspects of an ABA agency’s insurance portfolio. From anticipated liability issues, the shift to telehealth, and aspects of business interruption coverage related to mandated closures. We also discussed concerns surrounding the Workers’ Compensation system as various state governments issued mandates related to…
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Employee Safety for a Home-Based ABA Agency

Ensuring the safety of your employees is paramount to any business operations. Not only does a safe environment promote wellbeing for your staff and the safety of your clients, it is a legal obligation you owe to anyone working on your behalf. I recently connected with Sarah Trautman of the BALC regarding this specific topic.…
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The Most Common Questions About Workers’ Compensation

We get a lot of questions about Workers’ Compensation insurance for ABA agencies. How it works, what it costs, what it covers … and many more. So what are the basics? We are here to help. What is it and what does it cover? Workers’ Compensation pays for an injured workers’ lost wages, medical expenses,…
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How to Manage ABA Agency Risks

Many ABA agency owners spend time wondering “if” their company is exposed to certain risks. The short answer is almost always “yes.” After all, your company faces various risks on a daily basis.

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Employee Driving Risk & Your ABA Agency

One of the most overlooked areas of risk identification for ABA agencies isn’t related to operations that happen at a job site such as a school, home, or care facility. It’s operations that happen between job sites, completed by employees driving on company time.

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4 Insurance Policies Every ABA Agency Needs

Due to the nature of servicing ABA clients, your agency faces an array of liability risks. For example, front-of-line staff can face situations where they may be physically injured. Furthermore, staff who operate vehicles present additional risks to the company when they are driving on company time.