COVID-19 Update: Thank you for your patience during this unprecedented time. Our team is working hard to address your questions and concerns. Please feel free to download our PDF 'Workers' Comp in the Face of COVID-19' or visit the Coronavirus Resource Center on The Liberty Company website.

Workers’ Compensation

Workers’ Compensation for ABA Therapy Practices

Workers’ Compensation is the largest cost driver for the ABA industry. This type of coverage is known as “no fault.” This means it applies to any injury or disease resulting from employment, regardless of training provided by the company to the employee.

Did you know that workers’ comp laws vary state by state? Our understanding of state laws and your business combine to help provide you with peace of mind coverage.

Join us! Applying online will only take a few minutes of your time.


Workers’ Compensation Insurance Services

Here’s the truth: Workers’ Compensation coverage is the same across carriers. However, rates can fluctuate based on prior loss history, the size of your agency, and any debits or credits the underwriters are willing to provide. This type of coverage is a function of your payroll. As your business grows, your premium grows as well.

A partner you can trust.

Our Workers’ Compensation program provides you with the coverage you need to focus on your business.


Coverage applies to medical bills, rehabilitation, wage compensation, and death benefits.


We use our relationships with major carriers to get you the best rates possible.


In the event of a workers’ comp claim, we help you through the process from start to finish.


Our team has over 14 years of experience protecting businesses just like yours. We’ve seen it all.

What questions do you have about our workers’ compensation insurance? Ask a pro.